About 28% of millennial couples (ages 23 to 37 when surveyed) are forgoing traditional joint bank accounts after marriage and opting to keep their finances completely separate, according to a 2018 Bank of America survey.
If things don't work out, getting a prenup can help protect what you've accumulated both before and during the marriage. "I was a waitress until I was 30 years of age making $400 a month - and look at me today," she says.
Even if you're not currently wealthy, getting a prenup is important because you never know where you'll end up financially and if a relationship will stand the test of time, Orman says.
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